Independent Insurance — Virginia & Maryland

The Agency That Knows
Your Name.

Trinova Insurance Group is an independent agency built on one belief: that insurance should feel like a trusted relationship, not a transaction. We protect Virginia and Maryland families and businesses — and we're here when it actually matters.

Get Protected → Our Story
Licensed in Virginia & Maryland
20+ Carrier Partners
Independent — We Work for You
All Lines, One Advisor
Why Trinova

We Work for You.
Not the Insurance Company.

A captive agent represents one company. Trinova represents you — with access to 20+ carriers and the independence to put your interests first in every conversation.

We Shop the Entire Market

One conversation, 20+ carriers compared. We identify which companies price your specific risk most competitively — something you cannot do calling insurers one at a time.

Community-Rooted in the DMV

We live and work in Northern Virginia. We understand the local market, local risks, and local communities — because we're part of them.

A Real Person — Every Time

No call centers. No hold music. When you have a question or a claim, you reach someone who knows your name and your policy.

Coverage for Life's Changes

One advisor for auto, home, business, health, and life. As your life changes, your coverage evolves — without starting over with someone new every time.

Commercial Transportation Specialists

Insurance for the DMV's
Ground Transportation Industry

Northern Virginia's limo, black car, and executive transport operators have unique and complex insurance needs that most agents don't fully understand. We do — because we've been part of this industry.

From correctly classifying your vehicles to ensuring your hired and non-owned auto coverage is properly in place, we ask the questions that protect you when it matters most.

Limo & Livery Insurance

Specialized commercial auto coverage for Virginia and Maryland black car operators, executive transport companies, and limousine fleets of every size.

  • Commercial liability — properly limits for passenger operations
  • Physical damage — agreed value options for specialty vehicles
  • Hired & non-owned auto — critical for farm-in and farm-out trips
  • All drivers correctly scheduled — no coverage gaps
  • Same-day COI delivery for corporate clients
Get a Fleet Quote
ACA Health Insurance

Many Virginia & Maryland Families
Qualify for Plans Under $50/Month

Federal subsidies dramatically reduce the cost of marketplace health insurance — sometimes to zero. Most people don't know what they qualify for until someone checks.

We help Virginia and Maryland residents navigate the ACA marketplace — including the federal exchange and Maryland's own state exchange — to find the right plan at the right price.

Life & Final Expense

Protect the People
Who Depend on You

Life insurance doesn't have to be complicated. No-exam term life coverage up to $2 million can be applied for online and issued the same day. Final expense coverage provides peace of mind for families of all backgrounds — with no medical exam required.

We help Virginia and Maryland families find the right coverage at the right price — without the pressure or the sales pitch.

How We Work

Simple Process. Real Results.

We've made getting the right coverage as straightforward as possible. No jargon, no pressure, no surprises.

1

Tell Us About Your Situation

A short form or a quick email is all it takes. No unnecessary questions, no commitment. Just the basics we need to find you real options.

2

We Do the Shopping

We compare rates and coverage across 20+ carriers — identifying the companies that price your specific situation most favorably.

3

You Choose. We Handle the Rest.

We present your options clearly, answer every question, and handle all paperwork. Most coverage can be bound the same day.

Where We Serve

Northern Virginia, Maryland,
and the Greater DMV

We are licensed statewide in Virginia and Maryland, with deep roots in the Northern Virginia and DC metro communities. The DMV doesn't respect state lines — and neither do we.

🏛️  Virginia

Fairfax County, Arlington, Alexandria, Prince William County, Loudoun County, and all of Virginia statewide.

Fairfax Alexandria Arlington McLean Tysons Reston Herndon Ashburn Manassas Leesburg

🦀  Maryland

Montgomery County, Prince George's County, Howard County, and all of Maryland statewide.

Bethesda Silver Spring Rockville Gaithersburg Potomac Chevy Chase Columbia Annapolis Bowie Frederick

Licensed in additional states. Contact us to confirm availability in your area.

Get Started

One Conversation.
The Right Coverage.

Tell us what you need. We'll be back in touch with real options from real carriers — same day for most requests.

⚡

Same-Day Response

All requests received by 4pm Monday–Friday get a same-day response.

🔒

Your Information is Protected

We never sell your data. It's used only to prepare your insurance options. Privacy Policy →

🚫

No Pressure. Ever.

A quote is just information. We present your options and let you decide. No follow-up pressure, no hard closes.

Request a Free Quote

No obligation. Submitting this form does not bind coverage. We respond within one business day — usually same day.

✓ Request Received

Thank you. We'll be in touch within one business day — usually sooner.

By submitting this form you consent to be contacted by Trinova Insurance Group LLC by phone, email, or text. This form does not bind coverage or constitute an insurance contract. Standard message rates may apply. Reply STOP to opt out. Privacy Policy

Common Questions

What People Ask Before Working With Us

A captive agent represents one insurance company and can only offer that company's products. An independent agency like Trinova represents multiple carriers — we compare rates and coverage across 20+ companies and recommend the one that's genuinely best for your situation. You get the expertise of a dedicated advisor with access to the entire market. There is no additional cost to you — we're compensated by the carrier when a policy is issued.
No — all quotes are completely free with no obligation. We are compensated through commissions paid by insurance carriers when a policy is bound. You pay the same premium whether you purchase directly from a carrier or through us. In most cases we find options at lower rates than clients were paying on their own, because we can identify which carriers view their specific risk profile most favorably.
Most personal lines — auto, renters, and homeowners — can be bound same-day once we have the necessary information. For homeowners with a real estate closing, we provide same-day quotes and deliver certificates of insurance to lenders within hours of binding. Commercial auto typically requires 24–48 hours for a competitive comparison. No-exam life insurance can be issued the same day you apply. ACA health enrollment follows marketplace windows but can be processed very quickly during Open Enrollment and qualifying Special Enrollment Periods.
Yes — we are licensed statewide in both Virginia and Maryland for all lines we offer. Our deepest roots are in Northern Virginia and the DC metro area, but we actively serve clients throughout both states. Virginia clients use the federal ACA marketplace. Maryland clients use both the federal marketplace and Maryland Health Connection (the state exchange) — we are certified to assist with both.
A few things set us apart. First, our roots — we are genuinely community-rooted in Northern Virginia and serve clients who know us personally, not as a call center. Second, our commercial transportation expertise — few independent agencies in the DMV specialize in limo, livery, and ground transportation insurance the way we do. Third, our commitment to lasting relationships — we cover auto, home, business, health, and life, so as your life changes, one trusted advisor handles all of it. We build relationships, not transactions.
Protecting What Matters Most

Ready to Work With an Agency
That Knows Your Name?

Get your free, no-obligation quote today. Virginia and Maryland families and businesses — we're here for all of it.

Get Protected → Email Us Directly